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Consumer-Driven Health News

HSAs Are Cannibalizing Your 401(k)s

When it comes to juggling investments in both 401(k)s and HSAs, most employees can't do both. The numbers show that employees are increasingly choosing HSAs over 401(k)s, and with roughly three-quarters of employers expected to offer high-deductible health plans next year -- paired with HSAs -- this is trend most expect to accelerate.

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What You Need to Know Before Choosing a Beneficiary for a Health Savings Account

When you open an HSA, you will be asked to designate a beneficiary who will receive the account at the time of your death. You can change the beneficiary or beneficiaries any time during your lifetime, though some states require your to have your spouse’s consent. Your choice of beneficiary makes a big difference in how the account will be treated after you’re gone.

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What Every Family Should Know About High Deductible Health Insurance

High deductibles are here to stay. The average deductible for single coverage under employer plans this year is $1,217. That’s almost double what it was in 2006. The trend is not going to abate. High deductibles are not necessarily a bad thing. They may be a good thing. Here are ten things you should know in planning for your own health insurance needs.

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How Will Massachusetts' New Price Transparency Mandate Affect Its Healthcare Market?

Two years ago, Massachusetts passed legislation that took effect on Oct. 1 mandating insurers post healthcare pricing information online. This is a big step in healthcare transparency, and one that began without much fanfare. But many other states have already blazed a similar path. And examining their experiences can give us some idea of what this new, more transparent era of healthcare may look like.

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14 Organizations Lead the Price Transparency Charge

As the number of price transparency initiatives and organizations continues to pick up steam, George Washington University has created a list of the 14 most influential organizations in that realm. But those organizations still have a vast amount of work ahead of them in order to make price transparency an everyday part of healthcare delivery.

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