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Consumer-Driven Health News

How to Prepare for an HDHP Next Year

Many employers are opting to only offer plans considered high deductible health plans to cope with rising costs. Here's how you can prepare for this new plan and use it wisely to buffer the high out-of-pocket costs it will carry if you get sick and need care.

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How to Use a Health Savings Account for Retirement

Most people know they should be saving for retirement in tax-preferred accounts, including 401(k)s and IRAs. This allows you to get a tax break while helping your money to grow faster for retirement. You also need to prepare for health care costs in retirement, and one powerful tool to help you do this is a health savings account.

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Reference Payment for Colonoscopy Saved California Millions of Dollars

Two years after offering colonoscopy patients full coverage for their screening if they had it done at lower-priced facilities, the California Public Employees’ Retirement System saved $7 million, according to a new study.

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Shopaholics Welcome: Insurer Rewards Members Who Hunt for Best Procedure Prices

Price transparency is having a moment in the healthcare industry--particularly in the insurance sector, which has long faced criticism for contributing to consumers' less-than-adequate understanding of costs. The good news is insurers are stepping up their member-engagement game. Michigan-based Priority Health has taken its efforts to engage with consumers to the next level by rewarding them for shopping around for the best price for medical procedures and services.

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HSAs Surge, Leaving HRAs in a Niche

Employers are snacking on HSAs and HRAs as never before—especially HSAs. The preference among large employers is even stronger: 85% of the large companies surveyed by the National Business Group on Health earlier this year are offering HSAs. HRAs, never hugely popular, stalled out by the end of the last decade. The HSA, on the other hand, has seen the number of companies offering the accounts more than double since 2010 and enrollment has grown 15% per year since 2011.

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