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Consumer-Driven Health News

Check Out Beneifts of Starting a Health Savings Account

An HSA can be easily confused with a FSA. Unlike a FSA, a HSA moves with the account owner. Additionally, there is no “use it or lose it” concept here. Investments into a HSA continue to roll forward year after year and interest continues to accumulate tax-free. An HDHP is not the Cadillac of health plans. However, when combined with the tax benefits of a HSA account, there is great potential for a worthwhile investment.

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Health Savings Accounts a Good Idea

Does your employer offer a health savings plan? Many do, especially if your company's health insurance has a high deductible. If you aren't taking advantage of it, you should and here's why.

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Health Care Cost Estimates Hard to Come By

Dan Mehlbrech thought he had a simple question: How much will it cost me to get a pelvic MRI? Finding the price turned into a nightmare. His insurance company told him to contact the hospital, which transferred him to its billing department, where he was told he needed to provide more information. He talked to three representatives that day and learned nothing. He ended up talking with his doctor again, only to be left with price estimates between $500 and $1,500 – perhaps even more.

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1.4 Million Americans Will Go Abroad for Medical Care This Year. Should You?

Health care has become so expensive in the U.S. that a growing number of Americans (and their employers) are finding it more cost efficient to fly across the globe for certain medical procedures. The savings are so great — and the quality high enough — that a handful of American insurance companies are now encouraging the practice and covering the travel and treatment costs. This year, an estimated 1.4 million Americans will leave the country for a medical procedure.

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HSA Assets See Another Period of Over 20 Percent Growth, Exceeding $34 Billion

The latest survey by Devenir shows that HSAs have grown to an estimated $34.7 billion in assets and 18.2 million accounts for the period ending June 30, 2016. Dev enir projects that, by the end of 2018, the HSA market will likely exceed $50 billion in HSA assets covering over 27 million accounts.

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