Monday May 30, 2016

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Consumer-Driven Health News



About That Cadillac Tax

Now scheduled to be implemented in 2020, the Cadillac tax would effectively cap the current tax exclusion for employer health benefits. Many prominent economists love the Cadillac tax. However, these economists may be the tax’s only supporters. But there are two key practical issues with the tax: the indexing problem and the adaptation question. In our opinion, these are serious enough issues to warrant continued caution before implementing the Cadillac tax.

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Employers Increasing Financial Wellness Programs

Companies are responding to employees’ financial concerns by expanding their financial wellness programs, according to a survey by Prudential Group Insurance. 61 percent of employers have adopted consumer-directed, high deductible health plans paired with health savings accounts or other personal savings vehicles. Some employers that have expanded their financial wellness programs are shifting a portion of the cost of those programs onto employees, Prudential found.

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Bringing Financial Wellness to the Workplace: Garmin’s Success Story

Looking for ways to help your employees make better financial decisions? There’s no shortage of financial wellness programs available to help you do this, but one of the most effective tools at your disposal is one that many employers already offer—the high-deductible health plan with a health savings account.

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U.S. Health Care Prices Are All Over the Map, New Study Finds

Why does a knee replacement cost $29,000 in Kansas but $40,000 in next-door Colorado? Health care prices are all over the map in the U.S., a new study finds. It digs deeply into the crazy pattern of health costs across the U.S. and shows there is very little consistency. The report from the Health Care Cost Institute finds prices for the same procedures vary by sometimes huge amounts — even within the same state.

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Resolution to Block DOL Rule Passes House Panel

A resolution to block the Department of Labor from implementing its finalized fiduciary rule passed out of the House Education and the Workforce Committee on a party-line vote. The resolution now moves to a House vote. The Senate is also expected to vote on a companion resolution. If and when it passes both chambers, President Obama is expected to veto it.

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