Tuesday January 24, 2017

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Consumer-Driven Health News

Trump's Plan Expects to Feature HSAs, Expand the Role of Voluntary Benefits

While it’s difficult to accurately predict how, and when, the Affordable Care Act might change under President-elect Donald Trump, brokers can feel safe making a few calculated predictions. According to the Trump transition website, the administration will advance a solution “that includes HSAs.” Michael Trilli, a senior health policy analyst at Aite, thinks HSAs could emerge as a bipartisan force that helps improve all coverage outcomes.

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Trump Plan to Increase Health Savings Accounts Should Ensure That They Do Not Only Benefit the Wealthy and Healthy

One of the reforms proposed as part of the Trump health platform is to “allow individuals to use HSAs.” This increased emphasis on HSAs is a clarion call for more understanding about how to make HSAs work so that they are equitable, effective, and efficient. Although HSAs are conceptually appealing and can play an important role in health reforms, new approaches will be needed if HSAs are to be used more widely and improve health outcomes for the broader population.

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Use Open Enrollment to Cut Your Taxes: Get an HSA

President-elect Donald Trump has not yet said what healthcare will look like if he and a Republican Congress repeal Obamacare, but he’s made clear he wants to boost the use of HSAs. Even now HSAs are a great option, particularly for healthy consumers (i.e. most millennials), and they’ve been gathering momentum as health care costs shift from your employer to you, the worker. Given the fact HSAs are likely to gain an even bigger role under a Trump administration, it’s worth paying attention.

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Here's the Difference Between the FSA and the HSA--And How They Can Save You a Lot of Money

Buying health insurance is a complicated and often confusing process — even without all the esoteric terminology and acronyms. So we're here to answer questions and cast some sunlight on a pretty important concept that frequently trips people up: the FSA vs. the HSA.

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HSA vs. FSA: Which Is Better?

We used to use an FSA, which we heavily funded each year for things like baby medical costs and prescription drugs. However, we no longer qualify for an FSA because I’m now self-employed. So now we have an HSA through a local credit union. Ready for a HSA vs. FSA showdown? Strap in! Let’s look at what they are and how they can help you.

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