Satisfaction with Consumer-Driven Health Plans on the Rise
The overall satisfaction rate among consumer-driven health plan enrollees is on the rise, but on the way down among those in traditional managed care plans, according to the latest research from the Employee Benefit Research Institute. Analysts believe out-of-pocket costs are the reason for the differences in overall satisfaction rates.
State employees enjoy comparatively “rich” employer-sponsored health coverage, according to research. Unlike their private sector brethren, state employers have been slow to shift to high-deductible plans to save money. In those where they were offered, relatively few employees chose to enroll in them.
Other than expanding HSAs I haven’t had any real idea on how to make that happen. Somehow I missed a long-standing proposal by the Cato Institute’s Michael Cannon for “Large HSAs.” I just recently came across a paper Cannon had published in 2008 that pretty thoroughly explains the idea. The policy proposal is really pretty simple and is a serious, innovative idea that deserves more attention than it got when it was first published.
Let's Stop Trying to Force Consumers to 'Engage' With Their Health Care
Health care is full of buzzwords. The latest is “engagement.” If you want to change the world, you need to change the words. Words that signify the loss of independence need to be replaced with words that empower health consumers and emphasize how technology can make their lives easier. Instead of “engagement,” let’s talk about how we “empower” people with chronic diseases by providing them with the tools to escape the shadow of their illnesses.
Overcoming Barriers to Patient Financial Engagement
As the healthcare industry shifts to a more consumer-focused market, providers are spending more time trying to open the channels of communication, educate patients about their conditions and involve them more fully in decisions about their care to encourage better outcomes and lower costs.