Tuesday November 22, 2016

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Consumer-Driven Health News



Dallas Judge May Vacate DOL Fiduciary Rule

U.S. District Court Judge Barbara Lynn this week “appeared sympathetic” to the court challenge from nine industry groups, according an attorney following the case. Lynn also questioned the DOL extensively on another claim of the suit, regarding the private right of action mechanism within the rule, which allows investors to sue advisors if they believe their interests weren’t put first. That mechanism is part of the rule’s best interest contract exemption.

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Trump, Ryan Have Three Paths to Killing DOL Rule

As far as we know, Donald Trump never specifically mentioned the Department of Labor fiduciary rule during his 17-month campaign for president. That hasn’t stopped plenty of would-be surrogates from stepping up to speculate on what he will do with the rule after his inauguration. So what can a President Trump and House Speaker Paul Ryan do in collaboration to reverse the DOL rule? They appear to be limited to three options, none of them particularly easy.

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Could HSAs Be Part of the ACA Fix?

With all the talk of possible “repeal and replace” scenarios of the Affordable Care Act over the past week or so, it could be a good time to consider a greater role for HSAs. That was the word from Michael Trilli, a health insurance analyst with Aite Group, who said he believes HSAs provide a solution for consumers who want to maintain control over their health care costs. He believes that the election of a new administration presents a good opportunity to “take HSAs to the mainstream market.”

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Health Savings Accounts May Flourish Under Trump

President-elect Donald Trump and Republican lawmakers want to expand access to health savings accounts. If that happens, people who use these tax-advantaged plans to pay for health costs as well as investors who treat HSAs as another retirement option could benefit.

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How Employers Want Benefit Offerings to Evolve After the Election

The International Foundation of Employee Benefit Plans has released findings from its 2016 survey, and it’s clear that HR and benefits professionals are concerned about where benefits offerings are heading after the presidential election. Based on the top healthcare issues noted in the survey, there are a few trends are bound to cause a stir — and now’s the time for benefit advisers and employers to study up on the direction their benefits repertoire might take.

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